Key Takeaways ARM applications reached 12.9% of total mortgage applications in September—the highest since 2008—though the share has since declined to around 6%-8% as fixed rates have eased.Adjustable ...

With the Federal Reserve cutting its benchmark rate, some homebuyers may wonder whether mortgage rates will follow — and whether an adjustable-rate mortgage could offer a cheaper way to get into a ...

Learn about Adjustable-Rate Mortgages, including their definition, types, components, and pros & cons. Discover tips on how to qualify and manage them.

Mortgage interest rates just fell to an 11-month low last week and they are likely to continue to fall in the weeks ahead. With a Federal Reserve rate cut all but a certainty now (the dispute lies ...

Escrow adjustments “An escrow account is essentially a built-in savings account managed by your mortgage servicer,” explained Debbie Calixto, an Indian Wells, California-based ...

There were many factors contributing to the financial crisis in 2008. One such factor was the adjustable-rate mortgage loan. In past years, most borrowers used a conventional mortgage loan to purchase ...

If you are looking to buy a home, you may want to consider an adjustable-rate mortgage — but experts say it’s important to know what that means before you commit. When the index of interest rates goes ...

The surge in adjustable-rate mortgages this decade led their share of the market to more than triple over four years at the nation's largest banks, according to a new Federal Reserve report.