The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Your credit score is a variable three-digit number that says a lot about your ability to pay your bills promptly, but even if your credit score is low, there are some easy ways to fix it over time.

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

Credit scores gauge how well you manage debt, crucial for rentals, phones, and other services. Scores factor in payment history (35%), debt amount (30%), history length (15%), and more. Ideal FICO ...

Having credit problems can be an extreme source of stress. So, if you’re currently struggling with credit issues, it’s natural to want to know where your credit score stands — or, put another way, ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

Have you ever checked your credit score right after making a payment, only to find it hasn’t changed at all? It can feel confusing or even frustrating, leaving you to wonder: “When do credit scores ...

For more than a decade, Americans watched their credit scores climb steadily upward, a reassuring sign of improving financial health following the Great Recession. However, it appears the streak has ...

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

Personal loans provide a flexible way for people to borrow money to pay for a variety of expenses. Even if you have a low credit score, chances are there's a lender out there that can cater to your ...

Libby Sweeney is a former credit cards editor for Forbes Advisor. Her previous experience writing and editing content for readers to better understand includes both the world of sports and data ...

When you apply for a loan, the lender checks your credit. Often, lenders sort applicants into categories based on their credit scores, including subprime, prime and superprime. If your credit score is ...