So, you’ve done a good job of saving for retirement and have a nice balance in your retirement account. Then a problem comes ...

The risk of poor returns early in retirement could spoil the whole thing - how can you mitigate the sequence of returns trap ...

If you’re thinking about tapping into your retirement savings early, it’s crucial to understand how the 401(k) early withdrawal penalty works. Taking money out before age 59½ usually triggers a 10% ...

If you have a tax-deferred retirement savings account such as a 401(k), taking earlier or larger withdrawals than required ...

Jordyn joined Investopedia in February 2025. She was previously a freelance writer covering lifestyle, entertainment, politics in the Midwest, and more. Alex Potemkin / Getty Images There are many ...

A major reason not to set your retirement plan on autopilot: sequence of returns risk. A flexible strategy with cash reserves ...

The popular 4% rule promises to make your savings last throughout your golden years. But it’s not a perfect rule — and it ...

Discover how 401(k) balances in your 40s and 50s stack up and learn smart strategies to grow savings, such as catch-up contributions and Health Savings Accounts (HSAs).

October’s total early withdrawal figure surpasses September’s figure of $234,120,918 and July’s previously monthly record ...