Why Credit Scores Don’t Always Match and Which One Really Matters Most to You

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...
Staten Island Advance

Millions of Americans are about to see their credit scores change: Here’s why

NEW YORK (AP) — Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans who use the loans to buy clothing, furniture, concert tickets, and takeout.
Business.com on MSN

The SBSS score explained: What it is and why it matters when applying for a loan

Your score reflects both personal and business financial data, including credit history, revenue, time in business and any ...
Morningstar

FICO® Focused Foundation Model for Financial Services Provides Superior Accuracy in Decisioning and Trust When Deploying GenAI

Global analytics software leader FICO announces a new unparalleled domain-specific FICO® Foundation Model for Financial Services (FICO® FFM) product offering, consisting of FICO® Focused Language ...
Morningstar

FICO® Score 10 T Decisively Outperforms VantageScore 4.0 in Mortgage Predictive Accuracy

FICO (NYSE: FICO), global analytics software leader, today released a new white paper revealing that FICO® Score 10 T – the company’s most predictive and inclusive credit scoring model to date – ...
abc7NY

What you need to know about Buy Now, Pay Later loans soon impacting credit scores

Hundreds of millions of 'Buy Now, Pay Later' loans will soon affect credit scores for millions of Americans who use the loans to buy clothing, furniture, concert tickets, and takeout. Scoring company ...
JD Supra

FHFA’s Credit Score Models and Reports Initiative

The FHFA announcement directs Fannie Mae and Freddie Mac to permit lenders to choose between two approved credit score models – Classic FICO and VantageScore 4.0 – for loans sold to Fannie Mae and ...
nationalmortgageprofessional.com

FICO Fires Back: White Paper Argues FICO Score 10 T Outshines VantageScore 4.0

As the Federal Housing Finance Agency (FHFA) opens the gates for lenders to use VantageScore 4.0 alongside, or in place of, FICO scores for mortgages sold to Fannie Mae and Freddie Mac, Fair Isaac ...
Seeking Alpha

FICO: Exceptional Business, Expensive Valuation

FICO remains a critical player in the U.S. consumer credit market, with strong pricing power and a durable moat in its Scores and Software segments. Recent financials show robust growth in the Scores ...
nationalmortgageprofessional.com

‘Great Credit Score War’ Heats Up

Study finds VantageScore 4.0’s edges over Classic FICO ‘overstated’ or incorrect; VantageScore brushes findings aside Another volley has been fired in what has become “The Great Credit Score War of ...
WITN

Local credit experts explain new, approved credit score model

GREENVILLE, N.C. (WITN) - Government-backed mortgage giants Fannie Mae and Freddie Mac are now allowed to accept a different credit score that considers rent and utility payments. While FICO credit ...
Twice

Can BNPL Impact Credit Scores? A Look At FICO’s New Announcement

Editor’s Note: This article originally ran on Independent Thinking, Nationwide Marketing Group’s official blog, and is republished with permission. For more ...