A Direct Student Loan is another name for a federally issued student loan in the United States. If you borrowed money from the U.S. Department of Education, you likely took out a Direct Loan. Since ...

Planning to cover most of your spring bill with federal student loans? The One Big Beautiful Bill Act took effect on July 1, 2026, and could mean lower loan limits for some studen ...

Direct Subsidized Loans and Direct Unsubsidized Loans are federal loans offered by the U.S. Department of Education (ED) to help eligible students cover the cost of their higher education. Students ...

This voice experience is generated by AI. Learn more. This voice experience is generated by AI. Learn more. Major federal student loan repayment changes took effect July 1, 2026, impacting current and ...

Over the last few years, millions of Americans with federal student loans have been stuck navigating a system in flux. Borrowers have been adjusting to repayment restarts, legal challenges surrounding ...

Launched in 2023, the Saving on a Valuable Education (SAVE) plan was intended to create an affordable pathway to repaying student loans. SAVE was ended in 2026, as part of a larger overhaul of the ...

An overhaul for 2026 will affect how much families can borrow and how those loans will be repaid.

Only defaulted federal student loans put your tax refund at risk, not delinquent or private student loans. You have 65 days from the notice to stop it with payment arrangements or a valid objection.

Students in low-earning outcome programs could soon lose access to federal Direct Loans. Here's what to know about the Department of Education's new accountability framework.