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Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Applying for a credit card is usually pretty easy. But it helps to be aware of what information you need to provide. That way, you'll know what to expect and can quickly learn whether you’re approved.

Income from a job or another source helps you qualify. Without it, consider getting a co-signer or becoming an authorized user. Many or all of the products on this page are from partners who ...

Credit card issuers will generally ask about your employment status and total gross annual income on a card application. While you do need a source of income, you can apply for a credit card even if ...

Erin Gobler is a personal finance writer based in Madison, Wisconsin. She writes about topics including budgeting, student loans, credit, mortgages, investing and insurance. Her work has been ...