Auto insurance laws vary across the United States, and one of the most important distinctions is between at‑fault and no‑fault systems. In at‑fault states, the driver responsible for an accident is ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Charlene Rhinehart is a CPA , CFE, chair of an Illinois CPA Society committee, and has a ...

Most drivers know they need car insurance, but fewer understand how it actually works in their state. That's especially true in the states with no-fault insurance. In these states, getting paid after ...

There are 12 states with no-fault car insurance laws. No-fault states require you to buy personal injury protection, which pays for medical expenses, lost wages and other accident-related costs for ...

No-fault insurance laws are designed to simplify and expedite the claims process for auto accidents by requiring each party involved to seek compensation from their own insurance company, regardless ...

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...