Before switching from a fully insured group health plan to a self-funded plan, organizations should take several factors into ...

Many employees—and some employers—don’t realize how much companies pay for fully funded health insurance premiums. According to the KFF 2022 Employer Health Benefits Survey, premiums cost an average ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

In recent years, prescription drug prices have been top-of-mind for state legislators, who have responded by passing laws that seek to control that pricing in a variety of ways, including by ...

As we grow older, the prospect of needing long-term care becomes more and more of a reality. For starters, there is about a 70% chance that today's 65-year-olds will require long-term care services ...

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Larry Moore explains how a change in the way Fresno Unified provides healthcare insurance for retirees sets a dangerous precedent.