When switching to a new insurance plan, there are a lot of factors to consider. On top of that, there’s often a limited window of time to make selections, and choosing the right one out of a list of ...

Forty-three million Americans, 13.1% of the population, had multiple health insurance plans in 2021, according to U.S. Census Bureau data published in 2023. Common supplemental plans for people with ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

A network refers to a collection of health care professionals and facilities that contract with a health insurance company to ...

Open enrollment has begun for many employees, as well as consumers using Affordable Care Act and Medicare health insurance plans. Health care premiums are rising 6.5% on average for employees, ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. If you’re contemplating early retirement before Medicare ...