If you're looking to build your credit, doesn’t require a credit score to apply and offers services that promise to optimize your credit utilization rate. It’s intended to function more like a debit ...

Cred.ai has a credit-builder credit card called the Unicorn Card. There are multiple products that can be paired with the card. A deposit account with Cred.ai is required in order to use the ...

Cred.ai is a credit-building service that describes itself as a “high-tech and premium card spending experience.” Its main product is the Unicorn Card, which it says is a “life-changing debit card ...