The average American contributes a percentage of their paycheck to their 401(k). Here's how your savings rate compares.

Based on its most recent data for the third quarter of 2025, Fidelity puts the average 401 (k) savings rate at 14.2% of ...

Understanding a realistic rate of return will help you create an accurate retirement plan. However, doing so requires diving deeper than the nominal rate of return, which is the income generated by ...

When you think about your 401(k), one of the first questions that comes to mind is: How much is it actually growing? On average, 401(k) returns typically fall between 5% and 8% annually, depending on ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Here’s a clear‑eyed look at this trap, how it works, and six practical ...

The California Public Employees’ Retirement System, CalPERS, announced a preliminary investment return of 11.6% for the 2024-2025 fiscal year. The system has not yet released the financial report for ...

The New York State Common Retirement Fund, one of the largest public pension funds in the U.S., generated a 5.84% investment return for its fiscal year ended March 31, just shy of the long-term ...

Charles Schwab’s annual survey of 401(k) participants sheds light on key retirement issues facing U.S. workers today. Only one-third of respondents report they’re “very likely” to achieve their ...

It's helpful to know the average retirement savings of your peers because, let's face it, your friends won't volunteer their numbers. As you near the end of your career, you'll want to be in at least ...