VantageScore CreditGauge™ October 2025: Credit Delinquencies for Lower-Income Consumers Rise Modestly as Overall Credit Utilization Increases Entering Holiday Sp…

Since mid-2025, lower-income borrowers have led year-over-year increases in delinquencies 60+ Days Past Due (DPD), a trend ...
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Experian: Nearly Half of U.S. Renters Anticipate Buying a Home Within Four Years

While Experian's latest State of the U.S. Rental Housing Market Report shows roughly 60% of today's renters have near-prime or better scores, nearly a quarter (23%) say they've been denied a mortgage ...