The head of the federal government agency that oversees Fannie Mae and Freddie Mac wants the mortgage giants to consider accepting a homebuyer's cryptocurrency holdings in their criteria for buying mortgages from banks.

The Federal Housing Finance Agency's director, Bill Pulte, has asked Fannie Mae (OTCQB:FNMA) and Freddie Mac (OTCQB:FMCC) to prepare for cryptocurrency's inclusion as an asset in mortgage-related risk assessment.

Under the Trump administration, the conversation is no longer theoretical, with implications for buyers, sellers and homeowners impossible to ignore.