"The recent easing in mortgage rates has begun to open the refinance window for many borrowers, particularly those who ...

Mortgage Research Center. Rates averaged 5.4% for a 15-year financed mortgage and 6.07% for a 20-year financed mortgage.

Refinancing involves closing costs, so the timing matters. If you plan to stay in your home long enough to break even on ...

More than four million borrowers could potentially benefit from locking in a lower rate. Here’s what to consider.

Private mortgage insurance companies still require a minimum 600 or 620 middle credit score for borrowers putting less than 20% down.

And as rates decline, refinancing activity rises: Refinance applications rose 111% compared to the same week last year, according to the latest Mortgage Bankers Association’s weekly application survey ...

30-year fixed refinance mortgage rates remained unchanged at 6.35% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.28%. On a 20-year mortgage ...

Homeowners consider refinancing for lower rates, lower monthly payments, debt consolidation, or better loan terms. Refinancing can save money, improve cash flow, and eliminate mortgage insurance costs ...

SAN DIEGO, CA, UNITED STATES, October 21, 2025 /EINPresswire.com/ -- Jason Ruedy, also known as The Home Loan Arranger and widely regarded as one of America’s top ...

If you took out a mortgage in the last year or two, you might still be reeling from the closing costs you paid — and understandably hesitant to repeat the process even if mortgage rates have fallen ...

Homeowners are cashing in on years of home equity gains, even as mortgage rates remain elevated. The trend sent cash-out home refinancing activity to a nearly three-year high in the April-June quarter ...