What is a debt relief program and how do I know if I should use one?
Aug 28, 2023 · Debt settlement companies typically encourage you to stop paying your credit card bills. If you stop paying your bills, you will usually incur late fees, penalty interest and other charges, and …
Credit card debt during coronavirus: Relief options and tips
May 19, 2020 · If you can’t pay your credit card bill because of the coronavirus pandemic, call your credit card company and ask about financial relief. We have tips on what to ask and what your options may …
What is credit counseling? - Consumer Financial Protection Bureau
Aug 2, 2023 · Credit counseling organizations can advise you on your money and debts, help you with a budget, work with creditors to help you resolve your debt via debt management plans, and offer …
What do I need to know about consolidating my credit card debt?
Aug 28, 2023 · Here are different types of debt consolidation and what you need to consider before taking out a loan. Get free support from a nonprofit credit counselor. Credit counseling organizations …
Servicemembers Civil Relief Act (SCRA) | Consumer Financial Protection ...
Sep 8, 2025 · Under the SCRA, you can lower your interest rate on auto loans, home mortgages, student loans, personal loans, installment loans, title loans, and credit card debt that you took out …
Submit a complaint | Consumer Financial Protection Bureau
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What is the difference between credit counseling and debt settlement ...
May 15, 2024 · Debt settlement companies, debt consolidation lenders, and credit repair companies are typically for-profit companies that promise to fix your credit and debts and charge you money for …
CFPB Survey Reveals Impacts of Student Loan Debt Relief and …
Nov 13, 2024 · The CFPB issued its first results from its Student Loan Borrower Survey, providing insights into the effects of student loan debt relief programs and the challenges borrowers face in …
Ask CFPB - Consumer Financial Protection Bureau
Oct 7, 2024 · Debt collection What should I do when a debt collector contacts me? When and how often can a debt collector call me on the phone?
Before signing up for credit counseling, ask if you will be charged, how much, and what services will be provided. Be sure your credit counselor takes the time to learn about your financial situation, and …