Federal Student Aid provides resources to help students manage loans, apply for aid, and access information about repayment options.

Any student, regardless of income, who wants to be considered for federal, state, and school financial aid programs. This includes grants, scholarships, work-study funds, and loans.

Create a StudentAid.gov account to log in to U.S. Department of Education systems and sign student loan documents and the FAFSA^® form electronically.

Log in to view your financial aid history and repayment plan options.

Loan Simulator helps you estimate monthly student loan payments and choose a loan repayment option that best meets your needs and goals. You can also use it to decide whether to consolidate your …

We've been in the student loan industry for over 30 years, and we strive every day to find a better way to deliver exceptional student loan servicing for students and families nationwide.

After you leave school and enter repayment—if you accepted any federal student loans—you’ll use your StudentAid.gov account to manage your federal student aid and track your payments (including your …

We've been in the student loan industry for over 30 years, and we strive every day to find a better way to deliver exceptional student loan servicing for students and families nationwide.

You’re considered to be in default if you don’t make your student loan payments for 270 days or longer. Defaulting on your federal student loan can have lasting, adverse effects on your credit, and can lead …

While you're not required to make payments during grace and deferment, you have the option to pay down your student loans, including paying accrued interest, which will save you money in the long run.