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Leaving your credit utilization at 30% is NOT a flex — it’s a disaster to unlocking business funding. Here’s what you should be doing instead: ✔️ Pay your balances down to 0–10% utilization every month ✔️ Call your credit card company and ask what day they report to the credit bureaus ✔️ If they report on the 30th, make your payment by the 25th so the low balance posts on time ✔️ This can increase your score 30–60 points and position you for stronger approvals The goal isn’t to use 30% — it’s to
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