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A doc fee (documentation fee) is a charge dealerships add for processing paperwork: sales contract title & registration DMV forms lender docs That’s it. No magic. No government service. Just paperwork. 👉 Important: Doc fees are not state-mandated. Some states cap how high they can be. Some states don’t cap them at all. That’s why you might see: $85 in California $200–$400 in some states $800–$1,000 in others 🤯 ⚖️ “But doc fees are illegal to negotiate!” Half true… and this is where people get
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