APY refund explained: low income वालों के लिए सबसे जरूरी जानकारी “Low income वालों के लिए जबरदस्त pension scheme है APY… लेकिन अगर बीच में आपका इरादा बदल गया — तो आपकी जमा हुई रकम का क्या होगा? पूरा पैसा लौटेगा… या आधा भी नहीं?” “सावधान… क्योंकि APY का सच वही जानते हैं, जो बीच में exit करते वक्त अपना आधा फायदा खो बैठते हैं।” Atal Pension Yojana को सरकार ने खास तौर पर low-income लोगों के लिए बनाया है, ताकि बुढ़ापे में उन्हें guaranteed monthly pension मिल सके। लेकिन… अगर आपने कुछ साल contribution
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